Do you need a Broad Form sr22 insurance Quote? Have you been informed by the Washington State Department of Licencing that your driving privileges have been suspended and you need SR-22 insurance but do not own a vehicle? No worries you can purchase whats called a Broad Form SR-22 Insurance Policy that will satisfy the Washington D.O.L requirement for carrying a SR-22 Filing.
The Broad Form sr22 Insurance Policy will cover you on all private passenger vehicles you own for liability coverage. If driving a vehicle you don’t own the coverage follows you but is secondary over other insurance. This policy will not cover any Physical Damage Coverage on the vehicle your driving. As the policy is a “Named Driver” no other drivers will be extended coverage. There is no coverage for commercial vehicles ,motor homes or motorcycles. This is a great type of policy if you have more than 1 car and need only liability coverage and there are no other drivers. Named Driver Broad Form policies are not available in every state.
Purchase of at least the state minimum coverage is required on all policies whether a sr22 filing is needed or not. Higher liability limits are available as well as Uninsured Motorist coverage’s. Again there is no coverage for Physical Damage Coverage on these policies.
Shopping to find lowest cost Broad Form SR-22 Insurance.
- Check with your state’s Department of Insurance to find information on the insurance company or agent before purchasing a policy.
- Check rates on state required liability limits if you have been carrying excess liability
- Get rate’s from at least 3 different insurance companies.
- Avoid at all cost lead generation companies that look like insurance companies as they charge astronomical fee’e for their leads and that will be past on to you. They will also sell their leads aver and over bombarding you with spam for weeks on end. Click on the about tab on every insurance website you visit and find out who you are dealing with.