To obtain California SR-22 Insurance, you may want to contact your auto insurance company. Beware, once you tell your company that you need an SR-22 filing it will flag them that something has happened concerning your driving record..
If your insurance company then pulls your motor vehicle record to find out why you need the financial responsibility filing a few things may happen:
- The insuring company may issue a cancellation of the policy.
- They may issue the SR-22 filing and increase the premium
- The insurance company may inform you they do not do California SR-22 Insurance but offer to keep the policy in effect and advise you to buy a Non Owner Insurance Policy with a SR-22.
Not every insurance company will provide a SR-22 and many will not. If your cancelled or non renewed by your company don’t panic there are options available.
How To Find California SR-22 Insurance
The first place most people go to find SR-22 Insurance is the internet which is fine but be aware of who you are dealing with. When shopping on the world wide web there will be many companies that will look like they are offering to sell you a SR-22 policy but are in fact a lead service. You may think okay so I will have a couple of agents call or email me. Unfortunately if you fill out their quote form your information can be sold to as many agents and companies as they want for a long time. This means unending emails and phone calls long after you have purchased coverage. To avoid this problem look for the about us tab on the web site your at. If they are a lead service it should clearly state this.
A great way to find a SR-22 company is to find a licensed California insurance broker that specializes in California SR-22 Insurance. They will have access to many different insurance companies and will be able to compare rates and coverage’s for you. To be sure that your dealing with a reputable broker be sure to check their insurance license for complaints at the California Department of Insurance. This is a very good resource for consumers and easy to use.
