Several options are available if you need Washington SR22 insurance. Read on to find out which option will be the best one for you.
Owner Operator Insurance Policy.
Owner Operator SR22 insurance policy covers you when driving vehicles that are owned by you. It follows you when driving non owned vehicles that are insured. The insurance is secondary if your involved in an accident that exceeds the liability limit. All people in your household should be listed on the policy as covered or excluded drivers.
Broad Form SR22 Insurance Policy
Broad Form SR22 insurance covers you on private passenger vehicles you own for liability coverage. It follows you when borrowing other vehicles that are insured or not. If driving a vehicle that is insured the coverage is secondary. If no insurance is in effect the coverage is primary and the policy will pay first dollar coverage. Coverage’s will only apply to the owner of the policy. The broad form SR22 insurance policy is a great option for people that have multiple vehicles they drive with no other drivers.
Named Non Owner SR22 Insurance Policy
Named Non Owner SR22 insurance covers when driving a vehicle that you have no ownership in. The policy excludes coverage on vehicles that are registered to your address. It Excludes coverage on a spouses vehicle. Coverage is secondary over other insurance and pays after the primary liability limit is exhausted. If you obtain a vehicle you must add it to the policy in order to have coverage. Premiums can be up to 50% less than Broad Form or Operator owner policies.
Motorcycle Insurance Policy
A Motorcycle insurance policy insures when driving motorcycles or scooters you own. Its a affordable way to file the sr22 insurance with the department of licensing.
Which Washington SR22 Insurance Policy Is Right?
Not sure which SR22 insurance policy is right for you and want pricing options click HERE to get more information and a Washington SR22 insurance quote.