You found out that you are required to carry a SR-22 and you may be wondering what is SR-22 insurance? Quite simply put the SR-22 is a certificate that is attached to a automobile policy. It obligates the insurance company to issue the SR-22 to your state DMV when the policy is purchased notifying them that you are complying with the your states minimum liability requirements.

My SR-22 Cancelled.

Your insurance company will send a notification to the DMV called a SR-26 which cancels the SR-22.  If the SR-22 is still required by the state DMV they will send a notice of suspension. If you ignore the suspension letter and do not repurchase a SR-22 Policy they will suspend your driving privileges until you comply. You will also face a reinstatement fee from DMV to receive your license back.

I don’t own a car but need SR-22 insurance?

Purchase a Non Owner Policy which is a liability only that follows you driving cars that you have no ownership in. To find out more information on Non Owner Insurance click here.  If you acquire a vehicle you must change the policy and add the vehicle to the policy so you will have coverage. The insurance company will notify DMV that your non owner SR-22 has been changed to a Auto Policy and they will send a new SR-22.

Amount of time a SR-22 is  required?

For most states the SR-22 requirement is 3 year period from when you start the insurance policy.

What if I need the SR-22 in a state I no longer reside in?

That is usually not a problem we have several companies that can issue out of state SR-22 certificates to the state that is requiring it.

What does SR-22 Insurance cost?

The SR-22 cost is minimal. A lot of companies do the SR-22 Filing for free and others may charge a small fee of $5.00 to $20.00. The real cost is the insurance you are buying not the SR-22 itself. You can get a free SR-22 quote by clicking here.

How do I get a SR-22?

If you have an insurance policy call your agent or company and request they add the SR-22 to your policy. If your not insured or your current company cannot help get a SR-22 quote by clicking here. We represent multiple insurance companies and will look for the very best sr22 rate.

Additional DMV Resources

CALIFORNIA DMV

NEVADA DMV

ARIZONA MVD

WASHINGTON DEPARTMENT OF LICENSING

OREGON DMV