You have just left DMV and found out they are requiring you to carry a SR22 insurance policy but you do not have a vehicle that you need to insure. Not to worry you can buy a Non Owner SR22 Insurance Policy that will follow you when you drive other peoples vehicles. The insurance coverage is for liability only and will not cover any damage to the car you are borrowing.
Are There Limitations To A Non Owner SR22 Insurance Policy?
The Non Owner SR22 Insurance Policy does have limitations regarding how frequent a vehicle is borrowed and will not extend coverage to a spouses vehicle or a vehicle that is registered to the same address that you reside at. The coverage is considered secondary to the existing insurance on the vehicle you borrow meaning if you exhaust the liability limit on the borrowed cars policy the Non Owner SR22 Insurance Policy will then pay up to the limit you purchased. You can find out more about Non Owner SR22 Insurance by clicking HERE.
How Much Does Non Owner SR22 Insurance Cost?
The rates for a Non Owner SR22 Policy are substantially less than insuring a vehicle as there is a smaller risk to the insurance company issuing the policy as you do not have a vehicle. The cost can be as much as 50% less than a owners policy. The cost can vary from company to company and you will want to shop the various rates. You can get your Non Owner SR22 insurance rate shopped by clicking HERE and letting e-sr22filing.com do the shopping for you saving you both time and money.
What if A Purchase a Vehicle?
You must change the policy from Non Owner SR22 Insurance to a owners policy and list the vehicle on the policy to have coverage.
How Can I Purchase Non Owner SR22 Insurance?
You can buy the coverage online in as little as 15 minutes using your smart phone or desktop computer by going HERE and filling out a very short form to get your Non Owner SR22 Insurance Rate.
About the author
Scott Elford has worked in the Property and Casualty Insurance Industry since 1988. In 1995 Scott started Pacific Sun Insurance Service as the industry changed thru the years Scott created E-sr22filing.com to help people who had lost their driving privilege get it back with easy online sr22 insurance quotes and same day sr22 filings. With 34 years insurance experience and holding 7 different insurance licenses you can rest assured that Scott and the fine folks at Pacific Sun will take care of any sr22 needs you may have.
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Get your free online sr22 insurance quote from Pacific Sun Insurance Services/E-SR22Filing.com. We have been in business for over 23 years with a combined 51 years of experience in the insurance industry.